Roth IRAs, Coverdell Education Savings Accounts (formerly Education IRAs), SEPs, Traditional IRAs, and Add-On IRAs are available
Funds are not taxed until withdrawn upon retirement (or disability)
Retirement account interest rates are tiered based on initial deposit. Early withdrawals are subject to an early withdrawal penalty fee. For IRAs, distributions prior to age 59 1/2 may also be subject to IRS penalties.
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