Information Solutions

Basic Online Banking:

Now you can have complete control of your accounts from anywhere, 24 hours a day, 7 days a week for free.

Online Banking Basic is secure and takes full advantage of the sophisticated security features built into the most popular internet Web browsers. Enjoy secure real-time banking – your account information is always safe and up to date.   

Commercial Online Banking:

Commercial Online Banking is a business enhanced version of Online Banking Basic. It includes additional business banking features such as wire transfer capabilities, ACH transactions (direct deposit, preauthorized drafts or cash concentration) and multi-user functionality that allows varying account authority or functionality by user. Also, Commercial Online Banking gives you the ability to transfer funds between checking accounts and commercial lines of credit.

Contact your local Treasury Management officer to sign up today.

Wire Transfer Services:

A wire transfer is an electronic transfer of funds from one financial institution to another and is generally originated by a Capital Bank client. Because a wire transfer represents the immediate transfer of funds from the bank, it is the policy of Capital Bank to ensure that all wire transfer requests are received only from individuals who are authorized to withdraw funds from Capital Bank accounts and to transfer funds only against available funds as outlined below.

The following deadlines have been established for processing incoming and outgoing wire transfers:

On days on which the bank officially closes early, the deadline for accepting outgoing wire transfer requests will be one hour prior to the announced closing time.

Items that may be needed for sending and/or receiving a wire transfer:

Email Wire Notification:

Wire transfer services enable you to transfer funds domestically and internationally directly from your account via branch authorization or by using our online treasury reporting service, Commercial Online Banking.  Capital Bank recommends establishing dual control features whereby one user inputs the wire and another authorized user approves the wire to be sent.

NetImage

Capital Bank provides images of checks via Commercial Online Banking for 1 year.  We offer, at no additional charge, access to our Image Archive System, which retains images of checks for up to 7 years.