Online Banking


Credit Cards

Let us help you choose the right credit card today!

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Online & Mobile Banking

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CashBack Checking

Earn CashBack on debit card purchases and interest on the balance in your linked Saver account.

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Money Manager

Take control of your finances today.

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We’re here for you, committed to your successes and the success of the communities we share.

At Capital Bank, we like to say we’re just the right size: Big enough to meet all of your banking needs, and small enough to get to know every customer, learn your financial goals, and help you achieve those goals. And we want to do everything we can to strengthen your community—because it’s our community, too.


Whether you’re just starting out, building your career, or thinking about retirement, we have all the banking services you’ll need. Learn more now.

Explore Personal
Financial Planning

Is earning interest on your savings essential? Open an Essential Savings account and earn a competitive interest rate with no monthly service charge when minimum balances are maintained.

woman on laptop

Not all personal checking accounts are created equal. Let us help you find the one that’s right for you.

Home Financing

Buying a home is one of the most important decisions you will make. Capital Bank's Mortgage Loan Originators will help you identify the best financial plan for you and set you up with the right mortgage loan to meet your needs.


Leveraging our business bankers’ expertise will let you focus on your highest priority: Growing your business.

Explore Business

Online Banking with business solutions, including features such as wire transfer capabilities, ACH transactions (direct deposit, preauthorized drafts or cash concentration) and multi-user functionality.

business men

Capital Bank is committed to meeting the banking needs of businesses across the southeastern U.S. Putting our strong capital and business banking expertise to work for you is our number one priority.


In addition to our traditional business banking products and services, Capital Bank offers comprehensive Treasury Management services designed to help businesses manage and maximize use of funds.


At Capital Bank, our financial consultants work closely with you to provide customized investment solutions that will help you achieve all of your financial goals.

Explore Wealth
We have you covered

Let one of our financial consultants help you reach your financial goals by using a wealth of knowledge and experience with smart financial assistance.

Senior Woman

Dreaming about retirement won’t help you get there. Let us help make it a reality. We offer a wide array of individual retirement accounts, including both Traditional and Roth IRAs.


Learn how our financial consultants can offer you access to sophisticated financial, insurance, and estate planning services and products.

stack of coins

Looking for a longer term savings option that will maximize your return on investment? Open a CD and capitalize on a higher secured interest rate all while having peace of mind in knowing your funds are fully insured up to allowable FDIC limits.